RV Insurance

Agency-54 Insurance understands the allure to cruising the roads with your family in an RV!

RVs come in many sizes, shapes, and forms. At Agency 54 we provide coverage for everything from Class-A motorhomes, to truck campers and fifth wheels.

RV Insurance, also known as motorhome insurance, covers the cost of repairing or replacing your vehicle after an accident.

Liability coverage is required in Florida and covers property damage, medical costs and legal fees if you cause an accident.

RV Insurance Coverage, Rates & Cost.

  • What Affects your RV Policy Coverage and Rates?
    When you are preparing to buy an RV policy, the insurance type and amount of coverage you need should be based on the use of the motorhome.

    If the vehicle serves as your residence full time you will need greater coverage then if you only occasionally use it for a trip or two during the summer. Full-timers who keep all of their belongings in the motorhome should also consider personal property coverage.

    Additionally, if you only use the RV seasonally, you will need to consider how to insure it when it is not in use. How you store your motorhome will make a difference for your insurance needs.

What Determines RV Insurance Cost?

  • Where you Travel.
    A full-timer will need more in-depth coverage than a recreational motor-homer. How far you travel and in what regions will all be of consideration.
  • The Type of RV you Own.
    The type of motorhome you are driving will make a difference for your coverage.
  • Your Driving Record.
    Your history as a driver is important. It tells and the insurance company whether you are a risk-taker or more cautious.

As a local, independent South Florida insurance agency, we have aligned with a variety of A-rated markets to consider and compare for the right policy for you.

Don't wait, get a quote today!

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