The Value of A Good Independent Insurance Agency

  • What is the value of a good insurance agency to you?
    Your insurance agent offers you a necessary service- after all you are required by law to carry certain insurance (example: auto insurance in FL); you are required by lenders to carry insurance on your home if they are loaning you money; and most people want the peace of mind that insurance offers in the event catastrophe strikes.
    All Insurance agents provide access to an insurance policy; but if this is all they are providing you then perhaps it’s time for you to look for a new agency to open your eyes to better value and a better experience.
    Below are 5 questions you should ask yourself to see if your insurance agency is earning your business; or if you are simply just giving them your business.

     

    •  • When is the last time your agent shopped your insurance for you and took the time to review their findings with you?
    •  • Has you agent taken the time to discuss their claims process should you ever need to use your insurance? After all, this IS what you are paying for, right?
    •  • Does your agent provide you updated statistics and reviews of the carriers who you pay to protect you? Carriers are subject to in-depth analysis each year by regulatory law- you deserve to be updated as to their competence in protecting you.
    •  • Is your agent providing you information and resources to educate you on how to be better protected; how to mitigate your risk; and perhaps how to save you money on your premiums?
    • • Are you being provided periodic risk reports; and at least annual meetings with your agency to better understand your risk profile and to update your situation?
    At Agency54 Insurance our pledge is to fully understand your situation; to find you the best carrier-partner to fit your needs; to shop your insurance for you at least every policy period and to meet with you to discuss our findings and to learn about changes in your situation; and finally we pledge to be your advocate and partner when a claims situation arises.
    We work with the carriers, but YOU are our customers!